We offer flexible finance options to help you access the AV equipment you want. If you are considering a finance plan, before choosing one be sure assess your financial situation to ensure you can comfortably afford the monthly payments.

Keep in mind, late or missed payments may incur fees and affect your credit score. If you have questions about our finance options, our customer support team are unable to advise, however for guidance on managing your finances and making the right choice for your personal situation, please visit the UK's Money Advice Service website here.

Klarna Finance

For purchases between £250 - £10,000, Klarna Finance options are available:

• 48 Months at 14.90% APR
• 36 Months at 19.90% APR
• 24 Months at 19.90% APR
• 12 Months at 0.00% APR (available for purchases up to £1,000)

To explore the Klarna finance products available to you, select 'Place order using Klarna' at checkout and complete your purchase within the Klarna portal. Gear4music Limited acts as a credit broker and offers credit products from Klarna Finance, receiving a commission if your application is successful.

V12 Finance

For purchases between £500 - £15,000, V12 Finance options are available:

• 48 Months at 19.90% APR
• 36 Months at 19.90% APR
• 24 Months at 19.90% APR

Gear4music Limited acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Gear4music Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 3113256. Credit is provided subject to age and status. Gear4music may receive a commission if your application is successful.

To help you understand how our finance options work, the examples below are based on a total order value of £250.

Applying for finance couldn't be easier - if your order totals £250 or more, simply proceed through the checkout as normal, then select Finance on the payment page, then click the orange PLACE ORDER USING FINANCE button. This will start your application with Klarna 'Slice It' Finance, our finance partner, and completing this form should take seconds.

You should get an instant answer on whether your application has been successful.

Slice It is the name of Klarna's finance option, allowing you to split your payment across 12, 24, 36 or 48 months on any order value between £250 and £999.99.

Classic Credit is the name of V12's finance option, allowing you to split your payment across 24, 36 or 48 months on any order value over £999.99.

Finance is available on orders over £250 placed via our website, inclusive of delivery options.

Applications are subject to minimum spend, Terms & Conditions apply, available to applicants aged 18 and over.

To apply for finance, you will be asked to provide the following:

• Address history for the last 3 years
• Employment and income information
• Bank account number and sort code
• Email address

Warranties can not be purchased on finance. If you wish to purchase warranties, please choose another payment method or contact us after placing your order and we'll be happy to help you.

When you select Finance as your payment option, the credit provider will conduct a hard assessment, and will offer finance options if you are eligible.

Terms and Conditions

Klarna Finance

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer you the following payment option. Payment is to be made to: Klarna Slice it.

Further information and Klarna's user terms you can find here. General information on Klarna you can find here. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna's privacy statement.

AV.com acts as a credit broker for Klarna and is authorised and regulated by the Financial Conduct Authority. FCA Firm reference number 706272. Our registration number is 3113256. Credit is provided subject to age and status. AV.com may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.

V12 Retail Finance

Gear4music Limited trading as AV.com acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Gear4music Limited trading as AV.com is authorised and regulated by the Financial Conduct Authority. FCA Firm reference number 706272. Our registration number is 3113256. Credit is provided subject to age and status. Gear4music trading as AV.com may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. Not all financial products are regulated by the Financial Conduct Authority.

If you have a complaint are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.