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To make it as easy as possible for you to get the gear you want, we offer a range of instant finance options.
If you spend 290 or more online, you can choose to pay over 48, 36, 24 or 12 months.
Application can take as little as a few seconds and decisions should be given instantly, so you could get your new gear sooner than you thought!
Please note: Finance options are only available on orders within the UK placed via the website and are not available in store or via phone currently.
To help you understand how our finance options work, we have created the chart below based on an example order total of 290.
| Finance | APR Rep. |
Deposit to Pay |
Payments |
Total Payable |
| 48 Months 14.90% | 14.90% | No Deposit | 8.05 per month for 48 months | 392.40 |
| 36 Months 15.90% | 15.90% | No Deposit | 9.92 per month for 36 months | 372.12 |
| 24 Months 18.90% | 18.90% | No Deposit | 14.83 per month for 24 months | 356.92 |
| 12 Months 18.90% | 18.90% | No Deposit | 28.46 per month for 12 months | 326.52 |
Applying for finance couldn't be easier - if your order totals 290 or more, simply proceed through the checkout as normal, then select Finance on the payment page, then click the orange PLACE ORDER USING FINANCE button. This will start your application with Klarna 'Slice It' Finance, our finance partner, and completing this form should take seconds.
You should get an instant answer on whether your application has been successful.
Slice It is the name of Klarna's finance option, allowing you to split your payment across 12, 24, 36 or 48 months on any order value between 290 and 1,159.99.
Classic Credit is the name of V12's finance option, allowing you to split your payment across 24, 36 or 48 months on any order value over 1,159.99.
Finance is available on orders over 290 placed via our website, inclusive of delivery options.
Finance is offered subject to eligibility, and you must be 18 years old or older to apply.
Warranties can not be purchased on finance. If you wish to purchase warranties, please choose another payment method or contact us after placing your order and we'll be happy to help you.
When you select Finance as your payment option, the credit provider will conduct a hard assessment, and will offer finance options if you are eligible.
Klarna Finance
In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer you the following payment option. Payment is to be made to: Klarna Slice it.
Further information and Klarna's user terms you can find here. General information on Klarna you can find here. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna's privacy statement.
AV.com acts as a credit broker for Klarna and is authorised and regulated by the Financial Conduct Authority. FCA Firm reference number 706272. Our registration number is 3113256. Credit is provided subject to age and status. AV.com may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.
V12 Retail Finance
Gear4music Limited trading as AV.com acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Gear4music Limited trading as AV.com is authorised and regulated by the Financial Conduct Authority. FCA Firm reference number 706272. Our registration number is 3113256. Credit is provided subject to age and status. Gear4music trading as AV.com may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. Not all financial products are regulated by the Financial Conduct Authority.
